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Payment Hub

i2c chats with PYMNTS about its latest innovation, Payment Hub.

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Bring Credit Card Issuing (and Profits) In-house

Boost Profits by
Bringing Card Issuing
In-house

In today’s highly competitive environment, taking control of your card programs is critical to increasing revenue streams and adapting to ever-changing customer expectations. i2c’s global, all-in-one platform helps you differentiate with flexible and proven technology.

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Self-issuance easy as i2c

i2c provides financial institutions and fintechs the ability to quickly launch a seamless credit card program. Unlike agent banks with “cookie cutter” models, our modular platform offers the agility and reliability needed for elevated customer experiences.

Transform your card programs with i2c:

  • Customize and differentiate your credit card programs
  • Own the customer experience across all channels
  • Accelerate speed-to-market
  • Capture more interchange fees by owning your card programs
  • Deepen customer relationships to deliver personalized cross-selling opportunities
  • Offer value-added services to support your card programs

Transform your card programs with i2c:

  • Customize and differentiate your credit card programs
  • Own the customer experience across all channels
  • Accelerate speed-to-market
  • Capture more interchange fees by owning your card programs
  • Deepen customer relationships to deliver personalized cross-selling opportunities
  • Offer value-added services to support your card programs

Launch Differentiated Credit Programs

With i2c’s self-issuance, create personalized credit card programs that stand out in a crowded marketplace. Our no-code “building blocks” allows you to tailor unique card programs to your customer segments anywhere in the world. Deliver a modern credit card program and augment your team with contact center services, program management, fraud risk management and dispute operations. Download Checklist

Elevate The Customer
Experience

Provide rich digital and mobile experiences that customers expect across all channels to drive top-of-wallet behavior and personalize the end-to-end customer experience including:

Credit Decisioning

Credit Decisioning

Cross selling Opportunities

Cross-selling Opportunities

Deepen Relationships

Deepen Relationships

Brand Consistency

Brand Consistency

Activate Cards Quickly And Increase Spend

With automated credit decisioning and virtual cards, your cardholders can start spending seconds after their application is approved. They can use virtual cards to pay a specific merchant.

  • Maximizes Activation Rates

    Maximizes
    Activation Rates

  • Reduce Activation Time

    Reduce
    Activation Time

  • Purchasing Power

    Provide Instant
    Purchasing Power

  • Accelerate Issuance

    Accelerate Issuance
    of Secondary Cards

  • Top of wallet

    Drive Top-of-wallet
    Behaviour with
    Digital Cards

  • Learn More

Digitally Transform Your Card Programs

Provide rich digital and mobile experiences that customers expect across all channels. With i2c, offer your cardholders white-label mobile banking apps to access banking websites to turning their smartphones or watches into mobile wallets. Learn More

Highly targeted, personalized and context aware loyalty rewards drive higher card use. Also, you can quickly launch credit card programs to capture all the revenue and increase profitability with i2c.

Buy Now Pay Later solution offers installment plans that give your customers the freedom to make purchases and choose the repayment plan that works best for them.

What Makes i2c Different?

i2c offers you best-in-class card programs that are trusted and reliable based on decades of development. With an unprecedented track record of system uptime, you’ll maintain customer satisfaction and focus on delivering unique products rather than pinpointing system failures or downtimes.

Reliability Calculator

Why i2c?

Not all credit programs are the same, and a one-size-fits-all approach doesn’t make sense for today’s cardholder. Differentiate your credit offering with our powerful, comprehensive platform and value-added services.

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  • Fully-managed and branded contact center services
  • Dispute resolution and chargeback processing services
  • Dedicated, real-time fraud management
  • Industry and platform experts to manage your program

i2c’s proven and modular credit platform enables you to use only the products and services you need

Automate And Streamline Your Back-Office Operations

Our cloud-based platform helps you reduce complexity and gain control of the payment operations that go with payment processing, including contract management, exception handling, reporting and analytics.

Immediate authorization for a seamless customer experience.

Funding controls give clients and cardholders ability to choose to fund cards in real-time during the transaction.

Simplify the setup, settlement and reconciliation of transactions in any currency.

Prevents unauthorized use of cards with risk-based authentication using enhanced data and configurable rules.

Load the details of your contracts – prices, billing events and more – and automatically calculate invoices as well as commission statements.

Integrated and configurable fraud engine runs hundreds of pre-authorization transaction checks in real-time to prevent fraud before it occurs.

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Ready to Get Started?

Learn how you can bring card issuing and profits in-house today.

Get Started