Transform Your Consumer Credit Program
i2c’s global, innovative platform provides you with proven technology to launch comprehensive credit card programs. With our all-in-one platform, you can quickly deliver branded physical and virtual cards to drive top-of-wallet behavior and increase revenue.
Learn More Download DatasheetEndless consumer credit possibilities on a single platform
Endless consumer credit possibilities on a single platform
You have a vision. When you build your card programs on the right platform, the possibilities are endless.
We continuously update the i2c platform to address changing demographics and the market’s ever evolving needs. At its core of our platform is a constantly expanding library of thousands of modular payments functions that can create over a trillion unique credit products. Let us help you deliver a truly differentiated credit program with:
- Configurable platform – no coding needed
- Virtual card issuance
- Cardholder lifecycle communication
- White label mobile app
- Value-added services
With i2c’s consumer credit solutions, you can quickly configure and launch consumer credit programs tailored to your market segment. Set up and update card program rules and parameters in real-time — through self-service capabilities that facilitate changes in minutes.
Then optimize in real-time. With i2c, you can maintain fees, APRs, billing cycles, grace periods, determine how payments are posted and distributed, how finance charges are calculated and more.
Download White PaperGet consumer credit solutions to market, faster
Why wait? Launch in days—not months. Our time-tested, comprehensive suite of credit products and features increase speed to market. And accelerate your launch by working with one of our established network partners.
With i2c, there is no need to compromise. Our clients scale with ease on our single, global platform that offers the flexibility to accommodate your customers’ ever-evolving needs. By powering your card program with i2c, you’ll expand your customers’ share of wallet and accelerate profit growth.
- Quickly get-to-market
- Accelerate speed to revenue with custom templates
- Increase engagement with personalized communications
- Drive top-of-wallet behavior
- Support programs with value-added services
We can help you deliver your modern consumer credit card program with our value-added services:
- Contact Center Services
- Dispute Operations
- Fraud Risk Management
- Program Management
Get Started Today
Let i2c help you build a tailored card program that has everything to meet your clients needs.
Connect With UsInstantly activate virtual cards
Give your customers the option to quickly activate their virtual card to start spending within seconds of approval. Your customers can use virtual cards to pay a specific merchant or vendor, created for one-time use or even for a specific timeframe.
Virtual cards can be directly integrated into cardholders’ favorite branded mobile wallet application, such as Apple Pay, Google Pay and Samsung Pay, turning their smartphones or watch into a digital payment tool complete with push provisioning.
- Activate cardholders quickly and gain speed to revenue
- Offer flexible payment options
- Enhance cardholder experience
By 2023, the global contactless payments market size is expected to reach
$27.3 BillionSource: CloudCone.com
Offer Flexible Credit Lines
Capture wallet share by encouraging activation and increase spend volume with revolving and installment lending products.
Configure and trigger cardholder installment programs based on purchases, timing, transaction amounts, card balances, transaction types and form factors.
Give your cardholders the freedom to choose the right repayment plan before, during, or after purchase with i2c’s Buy Now, Pay Later solution. Become the credit card of choice by allowing your customers to choose the repayment plan that works best for them with up-front payment terms.
Download White PaperElevate the customer experience
Providing your customers with the best possible experience is critical to your business. Our platform provides the advanced capabilities to create personalized communications by specific product type, line amount, credit score and many other factors.
You’ll have the ability to deliver automated, personalized communications that are real-time and event-driven across multiple channels. Messages can be delivered based on cardholder spend behavior, lifecycle stage, account information, locations and customized preferences.
These hyper-targeted messaging capabilities can provide account alerts and rewards to help nurture your customer relationships, increase engagement and boost revenue.
Personalize customer incentives and rewards
Drive higher spend, stay top-of-mind, and build brand affinity by engaging your customers with highly personalized rewards and offers when and where it counts. Configure reward programs to include cash back, statement credit, points, miles, merchandise and retail coupons. Even better, you can issue digital coupons in real-time, without merchant point of sale integration requirements.
Customize mobile experiences
Provide rich digital and mobile experiences that customers want and expect in today’s digital economy across all channels. You can use i2c’s white-label mobile banking app or just use i2c’s APIs to connect with your banking app for a smooth customer experience.
Ready to get started?
Contact us today to bring your commercial credit offering to life.
Connect with us
Why i2c?
Not all credit programs are the same, and a one-size-fits-all approach just doesn’t make sense for today’s cardholder. Differentiate your credit offering with our powerful, comprehensive platform.
- Quickly get the right credit product to theright customer
- Drive “top-of-wallet” behavior with loyalty and rewards programs
- Increase wallet share and spend volume with alternative lending options
- Achieve profit and loss performance through credit line management
- Gain speed to revenue and improve ROI by getting cardholders active faster
- Deliver personalized content across all channels
i2c’s proven and modular credit platform enables you to use only the products and services you need
Out in the real world
i2c credit issuing solutions are used today all over the world for a wide variety of purposes.
Virtual card and multicurrency
Consumer credit card and rewards program
Digital-first credit card, rewards and mobile app